For decades I’ve worked with entrepreneurs, professionals, and public institutions, navigating finance, taxation, and digital transformation. This page gives you a clear picture of who I am, what I stand for, and why this system exists — so you can decide, calmly and confidently, if I’m the right guide for your next step.
My name is Julian O. Guzmán, MBA. I’ve spent my life at the intersection of business, finance, taxation, and human behavior.
I started in traditional banking and financial management, then expanded into entrepreneurial coaching, digital transformation, and government advisory work. Along the way, I discovered something important: most entrepreneurs are not lacking intelligence. They are lacking a calm, structured way to think — and someone who understands both the numbers and the emotions behind them.
Oracle of Action™ is the result of years of listening to real people, solving real problems, and watching what actually works overtime.
Entrepreneurs drowning in information but starving for clarity.
Entrepreneurs drowning in information but starving for clarity.
Brilliant ideas dying because there was no structured pathway to execution.
Calm the noise in your head.
Clarify where you are and what matters most right now.
Translate complex tax and financial realities into simple, guided decisions.
Turn your next 12–24 months into a deliberate, intelligent strategy — not a set of random reactions.
Clarity First – Every answer must reduce confusion, not increase it.
Calm, Structured Thinking – No panic. Methodical decisions, even in chaos.
Your Emotional State Matters – We respect fear, doubt, and fatigue — and guide you through them.
Business Age Matters – A new entrepreneur needs a different path than someone with 20 years and a team.
No Cookie-Cutter Answers – The system adapts to who you are and where you are.
Banking and financial management.
Tax planning and preparation for entrepreneurs and small businesses.
Digital transformation projects for public and private institutions.
Entrepreneurial mentoring and advisory work in the U.S. and Latin America.
Bullet List 5
MBA – focus on business and management
Decades in finance, taxation, and advisory roles
Work with entrepreneurs across different industries and countrie
Experience with government and institutional consulting
Mentor and coach to business founders at different stages
If what you’ve read resonates with you — the calm, structured, mentoring approach, the respect for your emotional state, and the focus on real-world business and tax outcomes — then your next move is simple.
Go to the Pathways page and explore how Oracle of Action™ can support you based on where you are right now.